Welcome to USM Retirement@Work

Your USM Supplemental Retirement Plan
Administration System

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Not enrolled in a USM Supplemental Retirement Account yet?

Learn more about Supplemental Retirement Plans at TIAA


Learn more about Supplemental Retirement Plans at Fidelity

Please note: to access the administration system for the State of Maryland's supplemental retirement plan, click here .

Need Assistance?

The USM Retirement@Work® phone contact center, managed by TIAA, can be reached at 1-844-567-9090 and will be available for assistance with enrolling and managing your accounts weekdays, 8 a.m. to 10 p.m. (ET).

For general plan questions, contact your institution's benefits office

The University System of Maryland has 3 payroll systems that are determined by either your institution on your employee status.

• If you are employed at the University of Maryland, Baltimore , University of Maryland, Baltimore County, University of Maryland, College Park, University of Maryland Eastern Shore, University of Maryland Global Campus, University of Maryland Center for Environmental Science, or USM Office, you are on the "UM" payroll system.
• If you are employed at Bowie State University, Coppin State University, Frostburg State University, Salisbury University, Towson University, or University of Baltimore, you are either on the "RG (Regular)" or "CT (Contractual)" payroll system, depending on your employee status. If you are unsure of which payroll system you are on, you can visit the Payroll Online Service Center , view your list of current pay stubs, and look for "System" in the report.